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A while back I was helping a buddy of mind move his camp trailer and I backed into a water spickit/electric box and I damaged the driver door/cladding front fender/cladding and rocker panel. Then another time I had got a flat at 60 mph ran off the road scratched up the bottom of the front bumper and ripped off a duct. I have checked a few body shops and they want over 3500.00 to fix and paint it is this reasonable or can I find these parts cheeper somewhere else. I kinda don't want to go threw my insurance because it is now finally starting to go down.

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If you have car insurance or a blue cross california, you will be able to get cover during both genuine accidents and also against accidents perpetrated by scammers. However, if you are blamed for a car accident and do not have coverage, then you can be liable for those damages out of your own pocket.

 

I do have full coverage but I just got my insurance lowered to about 138 a month so I don't want to go threw insurance so I can keep it low

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