mjdxtreme Posted September 15, 2006 Report Share Posted September 15, 2006 What are some of the best/cheapest insurance companies out there. I have my 05 ss and I am looking to get an 05 GTO as well and my insurance is trying to rape me, can any off you guys recommend a cheap good insurance company Quote Link to comment Share on other sites More sharing options...
dannyc_2006_SS Posted September 15, 2006 Report Share Posted September 15, 2006 The cheapest I was able to find was Geico, but it all depends on your age, driving record, city/state, etc... Quote Link to comment Share on other sites More sharing options...
mjdxtreme Posted September 15, 2006 Author Report Share Posted September 15, 2006 I am 25, in las vegas with 1 ticket Quote Link to comment Share on other sites More sharing options...
r8rs4lf Posted September 15, 2006 Report Share Posted September 15, 2006 I am 25, in las vegas with 1 ticket <{POST_SNAPBACK}> There is your reason for getting raped! I'm using state farm for everything including my three vehicles and my home so I get a pretty good deal, plus I'm 34 with nothing on my driving record. It's just something your going to have to deal with. It will get better as you get older. Not to mention that you are going to have two performance vehicles at the same time and are 25 years of age. You can try and go with these insurance brokers, but I wouldn't trust them with those type of vehicles you have. It would seem if you have the $$$$ for an '05 SSS and a GTO, you should'nt have a problem with insuring the both of them right? Quote Link to comment Share on other sites More sharing options...
popeye55 Posted September 15, 2006 Report Share Posted September 15, 2006 i have american family and i am happy, i also have two vehicals and renters ins so i get a bigger discount. watch gieco and other as they may be a bit cheap wait till you have a claim with them and there can be a lot of problem, ie cheap insurance cheap service!!! Quote Link to comment Share on other sites More sharing options...
SSThunder Posted September 15, 2006 Report Share Posted September 15, 2006 I think state farm gives you a discount based on your credit history. If so check them out. I think my wife has my work car through them because of that reason. My normal insurance company was wanting too much but then again I've got a million tickets. In KY it takes 5 years till a speeding ticket is completely off your record. Quote Link to comment Share on other sites More sharing options...
walkerda Posted September 17, 2006 Report Share Posted September 17, 2006 Hi, I used to use GMAC, switched to Progressive and saved and now I use Travelers insurance. 27 years old with an OWI 5 years ago and a couple speeding tickets over the last 7 years. I was going for a Nation Wide quote and the agent told me about Travelers (carried both). The Travelers was less than 1/2 of the Nation Wide if I remember right. DW Quote Link to comment Share on other sites More sharing options...
mjdxtreme Posted September 17, 2006 Author Report Share Posted September 17, 2006 I could afford the insurance on both but they want like 1500 for both, that is a rip off. I think insurance is a big waste of money because most people never need it use it but it is one of those unfortunate things you need to have and I just want to get the best deal. Quote Link to comment Share on other sites More sharing options...
KoreySS Posted September 18, 2006 Report Share Posted September 18, 2006 esurance -K- Quote Link to comment Share on other sites More sharing options...
CaboRob Posted September 19, 2006 Report Share Posted September 19, 2006 I have Progressive service kinda sucks but have to be on them or they WILL try and get over on ya.I hear Mercury is cheap but cant seem to get it here in PA Quote Link to comment Share on other sites More sharing options...
bohicatmc Posted September 27, 2006 Report Share Posted September 27, 2006 (edited) just did the insurance thing today...esurance was WAY cheaper than anything else I could find...easy too....tmc Edited September 27, 2006 by bohicatmc (see edit history) Quote Link to comment Share on other sites More sharing options...
Aspentaylor Posted September 27, 2006 Report Share Posted September 27, 2006 Safeco. I'm in MD. 24 yo, probably two tickets on my record (PBJ) and I pay 1200 a year for my truck and car. No collison on either. Thats the only thing that sux. Otherwise it would be really expensive Quote Link to comment Share on other sites More sharing options...
misterp Posted September 27, 2006 Report Share Posted September 27, 2006 The cheapest I was able to find was Geico...Beware, I have talked to two Geico customers and neither was happy. ... in las vegas ...It doesn't matter who you buy coverage from, you live in insurance hell. The odds of your ride being damaged or stolen or wrecked by uninsured drivers is high where you live, and your rates will reflect that. Changing zip codes can make a big difference, when I lived in Albuquerque my insurance was 50% more than here in America's Safest College Town. Seriously, rates might be cheaper if your zip code was Spring Valley or Henderson. I think state farm gives you a discount based on your credit history. ...All the major underwriters do, it is proven fact that the higher your credit score the more responsible a person you are and hence the less likely you will do something stupid and wreck/damage your car. The corollary of this is true too, if your credit rating takes a dive (like a judgement against you or divorce or bankruptcy or etc) then trust me your rates are going up at your next policy renewal. As a career speeder I will tell you my rates never change more than $5 regardless of how many recent violations I have, but when I got divorced it went up 20% over two renewal periods, I know it was my credit rating that did it because I got evidence of the query on my credit report and at that time did not have any new tickets in the last 3 years (a rarity for me ). State Farm is a great company, my dad's wife is a lifetime State Farm customer and she just raves about them, and she's an absolute tightwad spendthrift! If you have a decent credit score and minimum points against your driving record give them a call. I buy coverage with Allstate and they're not the cheapest but not the most expensive either and they're service is first rate, and to me that's why a person buys insurance. Mr. P. Quote Link to comment Share on other sites More sharing options...
kaotik1 Posted September 27, 2006 Report Share Posted September 27, 2006 I buy coverage with Allstate and they're not the cheapest but not the most expensive either and they're service is first rate, and to me that's why a person buys insurance.Mr. P. <{POST_SNAPBACK}> I agree, I have been with allstate since I could drive and insure. They haven't been the cheapest, but I have not had any issues. Also when I go to renew they check to see what has changed so they have saved me money a few times. If you should be in an accident most insureance companies use cheaper replacement parts, or locate else where for lower cost to them. Allstate uses OEM parts this is why rates are also a bit higher. Quote Link to comment Share on other sites More sharing options...
misterp Posted September 27, 2006 Report Share Posted September 27, 2006 I buy coverage with Allstate and they're not the cheapest but not the most expensive either and they're service is first rate, and to me that's why a person buys insurance.Mr. P. I agree, I have been with allstate since I could drive and insure. They haven't been the cheapest, but I have not had any issues. Also when I go to renew they check to see what has changed so they have saved me money a few times. If you should be in an accident most insureance companies use cheaper replacement parts, or locate else where for lower cost to them. Allstate uses OEM parts this is why rates are also a bit higher.I'll add one more thing about Allstate - they treat their body shops well, they pay those guys fair. You think some insurance agencies rip the customer off, you should hear some of the horror stories from the repair side of the business. Mr. P. Quote Link to comment Share on other sites More sharing options...
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